• Retirement

    Don’t Buy Precious Metals With A Reverse Mortgage

    You may have seen TV ads that claim buying gold is an easy way to earn easy profits, or build a safe retirement investment. While buying gold might help diversify your investment portfolio, is it always a good way to build your retirement? Or might it be an investment scheme disguised as a golden opportunity? According to a complaint filed by the FTC, DiscountMetalBrokers, Inc. advertised itself as a legitimate seller of gold and silver, yet failed to deliver on its promises. In national TV ads, the company portrayed gold as a safe retirement investment, urging people to be “smart investors” and “protect themselves” because “in today’s economy, you need…

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  • Retirement

    Social Security For Your Spouse

    Even if they have never worked under Social Security, your spouse may be able to get benefits if they are at least 62 years of age and you are receiving or eligible for retirement or disability benefits. Your spouse can also qualify for Medicare at age 65. How Much Will My Spouse Receive? If your spouse qualifies on their own record, we will pay that amount first. If the benefit on your record is higher, they will get an additional amount on your record so that the combination of benefits equals that higher amount. The benefits for your spouse do not include any delayed retirement credits you may receive. If…

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